Tom Meyer

About

Tom is Executive Vice President, Community SBA Lending at Centrust Bank, a division of SmartBiz Bank. With over 25 years of experience, he has funded more than $600 million in SBA loans for small business owners. He specializes in business acquisition financing and has deep expertise in structuring SBA transactions efficiently and effectively.

Education

Tom holds an MBA and a bachelor’s degree in business management from Olivet Nazarene University, along with an associate degree in aviation flight from Southern Illinois University.

Background

Before SmartBiz, I worked at FIS and Scrum Alliance, where I focused on go-to-market execution, integrated payments marketing, and partner programs. I enjoy blending creativity with data-driven strategies to build marketing campaigns that resonate and drive results.

Business Loans

December 24, 2025

What’s the Best Loan for My Business? A Quick Comparison

Centrust Community

December 18, 2025

The Morning Blend: New Years Goals for Local Business Owners

A new year brings a fresh opportunity for small business owners to pause, reflect and set meaningful goals for the months ahead. On the latest Morning Blend segment, Centrust... Read More

December 11, 2025

Planning for Expansion Funding Strategies for 2026

Expansion is often one of the most exciting times for a small business, but trepidation is natural. 2026 will likely have some headwinds, particularly in terms of inflation,... Read More

Business Banking

December 05, 2025

How to Choose the Right Bank for Your Small Business

Running a small business is much easier when you separate personal and business finances. You may even want to set up these accounts at separate banks to keep everything... Read More

Operations

November 27, 2025

Setting Business Goals That Build Long-Term Community Impact

Taking time to set smart business goals does much more than push your company forward; it also shapes the community around you. In this guide, you'll learn how to create... Read More

Operations

November 20, 2025

How Small Businesses Are Using AI to Save Time

In the past, small business owners spent hours each week answering emails, balancing their budgets, managing their calendars, brainstorming ideas, and performing other basic... Read More

Centrust Community

November 19, 2025

The Morning Blend: Prepping a Strong Loan Application

This month on The Morning Blend, Tom Meyer, executive vice president of community SBA lending at Centrust Bank, joined the show to discuss how SBA Growth Loans are helping... Read More

Money Management

November 13, 2025

How Local Businesses May Strengthen Cash Flow Before Year-End

Managing cash flow is crucial throughout the year, but especially toward the end. Why? Because it's your year-end cash flow statements that lenders look at when determining... Read More

Business Banking

October 30, 2025

Local Banking vs. Big Banks: What’s the Difference for Business Owners?

As a business owner, choosing where you bank isn’t just about convenience. It’s about partnership. While big national banks may offer a broad footprint and household... Read More

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.