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Tom Meyer

Tom Meyer

About



Tom is Executive Vice President, Community SBA Lending at Centrust Bank, a division of SmartBiz Bank. With over 25 years of experience, he has funded more than $600 million in SBA loans for small business owners. He specializes in business acquisition financing and has deep expertise in structuring SBA transactions efficiently and effectively.


Education


Tom holds an MBA and a bachelor’s degree in business management from Olivet Nazarene University, along with an associate degree in aviation flight from Southern Illinois University.


Background


Before SmartBiz, I worked at FIS and Scrum Alliance, where I focused on go-to-market execution, integrated payments marketing, and partner programs. I enjoy blending creativity with data-driven strategies to build marketing campaigns that resonate and drive results.


September 10, 2026

How One Loan May Impact an Entire Community

On the surface, a small business loan may look like a single transaction that takes place between a lender and a small-business owner. However, that single transaction has... Read More
September 03, 2026

Organizing Your Financials: A Checklist for Success

Running a business means keeping track of a lot more than sales and expenses. Bank statements, invoices, payroll records, tax documents, financial statements, and vendor... Read More
August 27, 2026

Avoid These Common Errors When Working With a Local Lender

Working with a local lender provides business owners an opportunity to create a long-lasting professional relationship. A lender who understands your business, market, and... Read More
August 20, 2026

Why Local Lenders Look Beyond the Paperwork

When you apply for a small business loan, there are plenty of documents that you will have to complete. Whether they’re submitted digitally or on paper, financial statements,... Read More
August 13, 2026

How to Prepare for Your First SBA Loan Application

SBA loans are widely viewed as a leading financing option, thanks largely to their extended repayment terms, competitive interest rates, and borrower-friendly features.... Read More
August 06, 2026

Planning a Big Expansion? Here’s How Your Banking Relationship May Help

Opening another location, purchasing a building, adding employees, or investing in equipment may represent an exciting step for your business. It may also introduce new... Read More
July 30, 2026

When It’s Time to Replace That Old Equipment and How to Fund It Smartly

Old equipment rarely stops working without warning. More often, the signs appear gradually: repairs become more frequent, production slows, employees develop workarounds, and... Read More
July 23, 2026

Why Where You Bank Matters When It’s Time to Borrow

Many small business owners choose a bank based on convenience, while others open a business account at the location where they do their personal banking. Some people look for... Read More
July 16, 2026

Financial Organization Tips for Small Business Success

Some business owners don’t think about organizing their finances until tax season. Others don’t place a lot of emphasis on keeping documents organized until something goes... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.