Certificate of Deposit
A certificate of deposit, more commonly known as a CD, is a special type of savings account. You deposit your money into the account and agree not to make any withdrawals for a certain period of time. At the end of that time, you get your money plus whatever was earned in interest back. Centrust offers competitive rates for CDs. We have various maturities to meet your needs. You can start with a low $500 minimum balance. Continue to check our website or call us for the latest rates!
IRA CD’s
Save for your retirement with the secured, tax advantaged IRA CD, both Roth IRA and Traditional IRA’s. This type of account is insured by the FDIC up to $250,000 per account holder. You can get started with as little as $500.
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*The Annual Percentage Yield (APY) on the 7-, 11-, and 17-month Fixed Rate Certificate of Deposit (CD) account is for a minimum balance of $500, is accurate as of 03/26/2025, and is subject to change without notice. CD accounts earn a fixed interest rate for the selected term and the applicable rate is paid until the CD matures. Interest is compounded and credited to the account on a monthly basis. The APY assumes interest remains on deposit until maturity. If the account is closed before the interest is credited, you will not receive the accrued interest. Unless the Bank notifies you of a change in terms, at maturity, the CD will automatically renew with the same term at the rate and APY then in effect for those CD accounts. Please see your Account Agreement and Disclosures for additional terms and conditions that apply to your account.