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Why Banking Local Matters for Your Small Business

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Business Stories
April 09, 2026

From Legacy to Resilience: The Story of Kalaju Trans LLC

For David Allen Kane, Kalaju Trans LLC is more than a transportation company. It’s a legacy, a mission, and a testament to resilience. Read More
Centrust Community
April 08, 2026

Centrust Bank, a division of SmartBiz Bank, N.A., Named as a Top SBA Lender in Wisconsin for FY2025

Centrust Bank, a division of SmartBiz Bank, has been recognized as one of Wisconsin’s top SBA lenders for fiscal year 2025, reinforcing its commitment to helping small... Read More
Business Banking
April 02, 2026

How Community Banks Partner With Local Business Leaders

Community banks play a significant role in supporting small businesses and local economies. Unlike larger financial institutions, which may see clients as just another... Read More
Operations
March 26, 2026

Local Resources Every Small Business Owner Should Know About

Operating your own small business requires hard work, dedication, and ingenuity. However, it may also require some financial assistance and other types of help from outside... Read More
Money Management
March 19, 2026

Testing Scenarios Before Making a Financial Decision

Major financial decisions are often shrouded in uncertainty. However, that doesn’t mean that you have to go into them with little to no information. Testing different... Read More
Business Banking
March 12, 2026

How CD Accounts May Help Grow Your Savings Over Time

When it comes to growing your savings, consistency and strategy matter just as much as the rate you earn. While traditional savings accounts offer flexibility, many savers... Read More
Money Management
March 05, 2026

Refinancing for Flexibility: How Better Terms Support Stability

Financial pressure isn’t always directly related to a lack of revenue. In many cases, it stems from how your company manages debt while trying to sustain growth. High monthly... Read More
Business Loans
February 26, 2026

When Outdated Equipment Becomes a Growth Bottleneck

As your business grows, you’ll find yourself needing new tools and technology. Equipment that is slow, unreliable, or no longer aligned with current demands can reduce... Read More
Business Loans
February 19, 2026

Why Relationship-Based Lending may be the Right Choice for Your Business

Obtaining funding for your small business generally requires financial evaluation, mountains of paperwork, and other forms of red tape that can turn it into a tedious... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.