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Why Banking Local Matters for Your Small Business

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Centrust Community
June 11, 2026

The Morning Blend: From Service to Small Business: Helping Veterans Build Their Next Chapter

At Centrust Bank, a division of SmartBiz Bank, N.A., we know that service does not end when a military career does. For many veterans, the next chapter is about continuing to... Read More
Money Management
June 04, 2026

How to Prepare Financially for Opening a Second Location

Opening a second location is an exciting milestone. It may mean your business has steady demand, a loyal customer base, and a growth opportunity worth exploring. But... Read More
Business Loans
May 28, 2026

Applying Before You Need It: A Smarter Way to Fund Growth

Many business owners make the mistake of waiting until they urgently need funding before they apply for it. This typically not only results in strained cash flow, but it may... Read More
Business Loans
May 21, 2026

How Strong Local Relationships May Help You Get Funded Faster

Contrary to popular belief, loan application decisions aren't always based only on numbers and paperwork. For many small business owners, relationships with their local... Read More
Operations
May 14, 2026

Essential Documents Every Business Owner Needs for a Loan Application

Applying for a business loan involves more than just filling out an application. Lenders rely on detailed documentation to evaluate your financial health, assess risk, and... Read More
Operations
May 07, 2026

How Local Restaurants Gear Up for the Summer Rush

For restaurant owners in Chicago, summer isn’t just a season, it’s an opportunity. As patios fill, festivals return and foot traffic increases across neighborhoods like... Read More
Money Management
April 30, 2026

Helping Local Businesses Prepare for Seasonal Opportunities

Seasonal demand has the potential to lead to significant growth for small businesses. However, it requires careful planning. Whether you’re anticipating a surge in retail... Read More
Operations
April 23, 2026

Spring Inventory Planning Tips for Your Small Business

Spring is one of the most important times of year for small businesses. Customers become more active again, seasonal demand shifts, and opportunities for growth start... Read More
Centrust Community
April 16, 2026

The Morning Blend: Local Legacy Business Rebuilds with Help from Centrust

On a recent segment of The Morning Blend, viewers heard a powerful story of resilience, legacy and growth as David Kane, owner of Kalaju Trans LLC, joined Tom Meyer of... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.