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Centrust Blog

Why Banking Local Matters for Your Small Business

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Centrust Community
October 17, 2025

The Morning Blend: Why Banking Local Still Matters

In a recent appearance on The Morning Blend, Tom Meyer, Executive Vice President of Community SBA Lending at Centrust Bank, shared a timely reminder for business owners: when... Read More
Business Loans
October 08, 2025

Managing Cash Flow for Seasonal Businesses: How You May Plan Ahead

Seasonal businesses are the lifeblood of many local economies—think landscapers, holiday retailers, construction companies, and summer tour operators. These businesses thrive... Read More
Centrust Community
September 17, 2025

The Morning Blend: Real Estate Ownership May be a Smart Move

This month on The Morning Blend, Centrust returned to the spotlight to share how SBA loans may be a game-changing solution for business owners ready to invest in commercial... Read More
Operations
September 09, 2025

Protecting Your Small Business from Financial Fraud

Small businesses are often the heart of their communities, but they may also be prime targets for financial fraud. Unlike larger corporations, most small businesses don’t... Read More
Business Stories
August 26, 2025

How A&A Equipment & Supply is Growing With Help From Centrust

When Joseph Cruz acquired A&A Equipment & Supply in December 2024, he wasn’t just buying a business, he was stepping into a legacy. The Illinois-based company served the... Read More
Centrust Community
August 21, 2025

The Morning Blend: Larger SBA Loans Help Fuel Small Business Growth

In the latestMorning Blend segment, Joseph Cruz, owner of A&A Equipment & Supply Co., joined Tom Meyer, executive vice president of community SBA lending at Centrust Bank,... Read More
Centrust Community
July 30, 2025

The Morning Blend: How SBA Loans May Help You Upgrade Equipment

For many small business owners, growth starts with a single decision: investing in better equipment. Whether it’s updating outdated machinery, adding new technology, or... Read More
Business Loans
July 09, 2025

Smart Financing Tips for Independent Retailers Ready to Grow

Independent retailers are the backbone of vibrant local communities. Whether you run a boutique, a specialty shop, or a family-owned store, growth is often the goal once your... Read More
Money Management
July 02, 2025

Why You Should Separate Your Business and Personal Banking

If you’re a business owner, whether you’re just getting started or managing a mature company, typically one of the smartest financial moves you can make is to separate your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.