In the latest Morning Blend segment, Joseph Cruz, owner of A&A Equipment & Supply Co., joined Tom Meyer, executive vice president of community SBA lending at Centrust Bank, to discuss how small-business owners are using larger SBA loans, specifically in the $350,000 to $1 million range, to fuel growth in today’s market.
Cruz acquired A&A Equipment & Supply Co. in December 2024 using SBA financing, and shortly after purchased A-1 Engine Services to expand into small engine repair.
These larger SBA loans are increasingly popular for businesses looking to expand, consolidate debt, or invest in technology without putting cash flow at risk. SBA loans in this range may offer longer terms, lower down payments and favorable rates, making them an accessible growth tool, especially in a tighter credit environment.
Watch full segment and learn how SBA financing may work for your business: