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Tom Meyer

Tom Meyer

About



Tom is Executive Vice President, Community SBA Lending at Centrust Bank, a division of SmartBiz Bank. With over 25 years of experience, he has funded more than $600 million in SBA loans for small business owners. He specializes in business acquisition financing and has deep expertise in structuring SBA transactions efficiently and effectively.


Education


Tom holds an MBA and a bachelor’s degree in business management from Olivet Nazarene University, along with an associate degree in aviation flight from Southern Illinois University.


Background


Before SmartBiz, I worked at FIS and Scrum Alliance, where I focused on go-to-market execution, integrated payments marketing, and partner programs. I enjoy blending creativity with data-driven strategies to build marketing campaigns that resonate and drive results.


Business Loans
June 25, 2026

From Tenant to Owner: Financing Your First Commercial Property

For many small business owners, leasing a space is usually the most effective way to get started. Paying monthly rent may be more affordable than taking out a mortgage that... Read More
Money Management
June 22, 2026

100% Bonus Depreciation Is Back: What Local Businesses Should Review

Tax rules have shifted again for businesses planning investments in equipment, vehicles, technology, or facilities. The IRS says that for qualified property acquired and... Read More
Operations
June 19, 2026

When to Invest in Automation and How to Fund It

Automation continues to influence how businesses of all sizes and types operate. However, knowing when to invest in automation is an important part of using these tools to... Read More
Centrust Community
June 11, 2026

The Morning Blend: From Service to Small Business: Helping Veterans Build Their Next Chapter

At Centrust Bank, a division of SmartBiz Bank, N.A., we know that service does not end when a military career does. For many veterans, the next chapter is about continuing to... Read More
Money Management
June 04, 2026

How to Prepare Financially for Opening a Second Location

Opening a second location is an exciting milestone. It may mean your business has steady demand, a loyal customer base, and a growth opportunity worth exploring. But... Read More
Business Loans
May 28, 2026

Applying Before You Need It: A Smarter Way to Fund Growth

Many business owners make the mistake of waiting until they urgently need funding before they apply for it. This typically not only results in strained cash flow, but it may... Read More
Business Loans
May 21, 2026

How Strong Local Relationships May Help You Get Funded Faster

Contrary to popular belief, loan application decisions aren't always based only on numbers and paperwork. For many small business owners, relationships with their local... Read More
Operations
May 14, 2026

Essential Documents Every Business Owner Needs for a Loan Application

Applying for a business loan involves more than just filling out an application. Lenders rely on detailed documentation to evaluate your financial health, assess risk, and... Read More
Operations
May 07, 2026

How Local Restaurants Gear Up for the Summer Rush

For restaurant owners in Chicago, summer isn’t just a season, it’s an opportunity. As patios fill, festivals return and foot traffic increases across neighborhoods like... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.