385 Waukegan Rd - Northbrook

Locate an ATM 847-267 -1331

Centrust Blog

Why Banking Local Matters for Your Small Business

Explore Our Resources

Local Resources Every Small Business Owner Should Know About

Operating your own small business requires hard work, dedication, and ingenuity. However, it may also require some financial assistance and other types of help from outside... Read More

Money Management

Testing Scenarios Before Making a Financial Decision

Major financial decisions are often shrouded in uncertainty. However, that doesn’t mean that you have to go into them with little to no information. Testing different... Read More

Business Banking

How CD Accounts May Help Grow Your Savings Over Time

When it comes to growing your savings, consistency and strategy matter just as much as the rate you earn. While traditional savings accounts offer flexibility, many savers... Read More

Money Management

Refinancing for Flexibility: How Better Terms Support Stability

Financial pressure isn’t always directly related to a lack of revenue. In many cases, it stems from how your company manages debt while trying to sustain growth. High monthly... Read More

February 26, 2026

When Outdated Equipment Becomes a Growth Bottleneck

As your business grows, you’ll find yourself needing new tools and technology. Equipment that is slow, unreliable, or no longer aligned with current demands can reduce... Read More

February 19, 2026

Why Relationship-Based Lending may be the Right Choice for Your Business

Obtaining funding for your small business generally requires financial evaluation, mountains of paperwork, and other forms of red tape that can turn it into a tedious... Read More

Centrust Community

February 12, 2026

The Morning Blend: Timing Your Large SBA Loan the Smart Way

On this month's Morning Blend, Tom Meyer, Executive Vice President of Community SBA Lending at Centrust Bank, shared valuable insights into a question every growing business... Read More

February 05, 2026

How Growth Capital Supports Buildouts, Renovations, and Relocations

Physical space directly affects how your business operates. When a company outgrows its current space or needs to modernize, the cost of making a change can be substantial... Read More

January 29, 2026

How to Choose the Best Loan Product Based on Your Local Market

Every business owner knows that access to capital is essential for growth, but choosing the right loan product isn’t just about the size of the loan or the interest rate.... Read More

1
2
3
4
5

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.