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Centrust Blog

Why Banking Local Matters for Your Small Business

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Operations
November 20, 2025

How Small Businesses Are Using AI to Save Time

In the past, small business owners spent hours each week answering emails, balancing their budgets, managing their calendars, brainstorming ideas, and performing other basic... Read More
Centrust Community
November 19, 2025

The Morning Blend: Prepping a Strong Loan Application

This month on The Morning Blend, Tom Meyer, executive vice president of community SBA lending at Centrust Bank, joined the show to discuss how SBA Growth Loans are helping... Read More
Money Management
November 13, 2025

How Local Businesses May Strengthen Cash Flow Before Year-End

Managing cash flow is crucial throughout the year, but especially toward the end. Why? Because it's your year-end cash flow statements that lenders look at when determining... Read More
Business Banking
October 30, 2025

Local Banking vs. Big Banks: What’s the Difference for Business Owners?

As a business owner, choosing where you bank isn’t just about convenience. It’s about partnership. While big national banks may offer a broad footprint and household... Read More
Money Management
October 23, 2025

How to Create a Financial Plan for Your Growing Business

As your business grows, so does the complexity of your finances. What started as a simple monthly budget may no longer be enough to guide hiring decisions, capital... Read More
Centrust Community
October 17, 2025

The Morning Blend: Why Banking Local Still Matters

In a recent appearance on The Morning Blend, Tom Meyer, Executive Vice President of Community SBA Lending at Centrust Bank, shared a timely reminder for business owners: when... Read More
Business Loans
October 08, 2025

Managing Cash Flow for Seasonal Businesses: How You May Plan Ahead

Seasonal businesses are the lifeblood of many local economies—think landscapers, holiday retailers, construction companies, and summer tour operators. These businesses thrive... Read More
Centrust Community
September 17, 2025

The Morning Blend: Real Estate Ownership May be a Smart Move

This month on The Morning Blend, Centrust returned to the spotlight to share how SBA loans may be a game-changing solution for business owners ready to invest in commercial... Read More
Operations
September 09, 2025

Protecting Your Small Business from Financial Fraud

Small businesses are often the heart of their communities, but they may also be prime targets for financial fraud. Unlike larger corporations, most small businesses don’t... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.