Skip to content
385 Waukegan Rd - Northbrook
Locate an ATM 847-267 -1331
Business Login
Personal Login
Business Login
Business Login
Personal Login
Centrust Blog

Why Banking Local Matters for Your Small Business

Explore Our Resources

Operations
May 14, 2026

Essential Documents Every Business Owner Needs for a Loan Application

Applying for a business loan involves more than just filling out an application. Lenders rely on detailed documentation to evaluate your financial health, assess risk, and... Read More
Operations
May 07, 2026

How Local Restaurants Gear Up for the Summer Rush

For restaurant owners in Chicago, summer isn’t just a season, it’s an opportunity. As patios fill, festivals return and foot traffic increases across neighborhoods like... Read More
Money Management
April 30, 2026

Helping Local Businesses Prepare for Seasonal Opportunities

Seasonal demand has the potential to lead to significant growth for small businesses. However, it requires careful planning. Whether you’re anticipating a surge in retail... Read More
Operations
April 23, 2026

Spring Inventory Planning Tips for Your Small Business

Spring is one of the most important times of year for small businesses. Customers become more active again, seasonal demand shifts, and opportunities for growth start... Read More
Centrust Community
April 16, 2026

The Morning Blend: Local Legacy Business Rebuilds with Help from Centrust

On a recent segment of The Morning Blend, viewers heard a powerful story of resilience, legacy and growth as David Kane, owner of Kalaju Trans LLC, joined Tom Meyer of... Read More
Business Stories
April 09, 2026

From Legacy to Resilience: The Story of Kalaju Trans LLC

For David Allen Kane, Kalaju Trans LLC is more than a transportation company. It’s a legacy, a mission, and a testament to resilience. Read More
Centrust Community
April 08, 2026

Centrust Bank, a division of SmartBiz Bank, N.A., Named as a Top SBA Lender in Wisconsin for FY2025

Centrust Bank, a division of SmartBiz Bank, has been recognized as one of Wisconsin’s top SBA lenders for fiscal year 2025, reinforcing its commitment to helping small... Read More
Business Banking
April 02, 2026

How Community Banks Partner With Local Business Leaders

Community banks play a significant role in supporting small businesses and local economies. Unlike larger financial institutions, which may see clients as just another... Read More
Operations
March 26, 2026

Local Resources Every Small Business Owner Should Know About

Operating your own small business requires hard work, dedication, and ingenuity. However, it may also require some financial assistance and other types of help from outside... Read More

Receive updates about our offerings

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.