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Centrust Blog

Why Banking Local Matters for Your Small Business

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December 11, 2025

Planning for Expansion Funding Strategies for 2026

Expansion is often one of the most exciting times for a small business, but trepidation is natural. 2026 will likely have some headwinds, particularly in terms of inflation,... Read More
Business Banking
December 05, 2025

How to Choose the Right Bank for Your Small Business

Running a small business is much easier when you separate personal and business finances. You may even want to set up these accounts at separate banks to keep everything... Read More
Operations
November 27, 2025

Setting Business Goals That Build Long-Term Community Impact

Taking time to set smart business goals does much more than push your company forward; it also shapes the community around you. In this guide, you'll learn how to create... Read More
Operations
November 20, 2025

How Small Businesses Are Using AI to Save Time

In the past, small business owners spent hours each week answering emails, balancing their budgets, managing their calendars, brainstorming ideas, and performing other basic... Read More
Centrust Community
November 19, 2025

The Morning Blend: Prepping a Strong Loan Application

This month on The Morning Blend, Tom Meyer, executive vice president of community SBA lending at Centrust Bank, joined the show to discuss how SBA Growth Loans are helping... Read More
Money Management
November 13, 2025

How Local Businesses May Strengthen Cash Flow Before Year-End

Managing cash flow is crucial throughout the year, but especially toward the end. Why? Because it's your year-end cash flow statements that lenders look at when determining... Read More
Business Banking
October 30, 2025

Local Banking vs. Big Banks: What’s the Difference for Business Owners?

As a business owner, choosing where you bank isn’t just about convenience. It’s about partnership. While big national banks may offer a broad footprint and household... Read More
Money Management
October 23, 2025

How to Create a Financial Plan for Your Growing Business

As your business grows, so does the complexity of your finances. What started as a simple monthly budget may no longer be enough to guide hiring decisions, capital... Read More
Centrust Community
October 17, 2025

The Morning Blend: Why Banking Local Still Matters

In a recent appearance on The Morning Blend, Tom Meyer, Executive Vice President of Community SBA Lending at Centrust Bank, shared a timely reminder for business owners: when... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.