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Centrust Blog

Why Banking Local Matters for Your Small Business

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Operations
October 22, 2026

Is Your Business Ready to Scale? 7 Signs to Consider

Growing your small business is an exciting time, but moving into the next stage takes more than just a steady increase in sales. Scaling your company often requires... Read More
Operations
October 15, 2026

Small Business Fraud is on the Rise – 3 Things You Can Do Right Now To Protect Your Business

If you assume that your small business is too small to attract the attention of scammers and cybercriminals, you may be underestimating the risk. Fraud doesn't always... Read More
Business Stories
October 14, 2026

Chesterfield Awning Co.: A Legacy of Craftsmanship

A legacy built over generations Since 1958, Chesterfield Awning Co. has built a reputation around craftsmanship, experience, and service. Founded by two lifelong friends who... Read More
Operations
October 08, 2026

How Chicago Small Businesses May Build Year-End Momentum

The final months of the year are often some of the busiest and most important months for Chicago small businesses. Holiday shopping, seasonal events, year-end business... Read More
Business Loans
October 01, 2026

Why Local Market Knowledge May Matter in SBA Lending

An SBA loan application includes plenty of numbers. Revenue, cash flow, debt obligations, projections and collateral may all play a role in evaluating a financing request. Read More
Business Loans
September 24, 2026

How SBA Loans Are Built for Sustainable Growth

Small business owners often measure growth in revenue, new customers, new locations, and additional employees. However, for small businesses, growing quickly isn’t always the... Read More
Business Loans
September 17, 2026

5 Surprising Ways Business Owners Are Using SBA Loans

When many business owners hear about Small Business Administration (SBA) loans, they often think about major purchases, such as buying another piece of commercial real estate... Read More
Business Loans
September 10, 2026

How One Loan May Impact an Entire Community

On the surface, a small business loan may look like a single transaction that takes place between a lender and a small-business owner. However, that single transaction has... Read More
Money Management
September 03, 2026

Organizing Your Financials: A Checklist for Success

Running a business means keeping track of a lot more than sales and expenses. Bank statements, invoices, payroll records, tax documents, financial statements, and vendor... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.