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Centrust Blog

Why Banking Local Matters for Your Small Business

Explore Our Resources

Operations
November 12, 2026

How to Review Your Vendors and Operating Costs Before Year-End

As the year winds down, you have an opportunity to take a closer look at where your small business's money is going. Vendor relationships, recurring subscriptions,... Read More
Operations
November 05, 2026

A Chicagoland Small Business Saturday Guide: How to Shop and Support Local

For shoppers, Small Business Saturday is a chance to discover independent shops, find thoughtful gifts for the holidays, and support the small businesses that make... Read More
Operations
November 02, 2026

Preparing for a Holiday Sales Surge: A Guide for Small Businesses

The holiday season may create several valuable opportunities for your small business, but an increase in sales brings additional responsibilities. Your company may need... Read More
Operations
October 22, 2026

Is Your Business Ready to Scale? 7 Signs to Consider

Growing your small business is an exciting time, but moving into the next stage takes more than just a steady increase in sales. Scaling your company often requires... Read More
Operations
October 15, 2026

Small Business Fraud is on the Rise – 3 Things You Can Do Right Now To Protect Your Business

If you assume that your small business is too small to attract the attention of scammers and cybercriminals, you may be underestimating the risk. Fraud doesn't always... Read More
Operations
October 08, 2026

How Chicago Small Businesses May Build Year-End Momentum

The final months of the year are often some of the busiest and most important months for Chicago small businesses. Holiday shopping, seasonal events, year-end business... Read More
Operations
July 30, 2026

When It’s Time to Replace That Old Equipment and How to Fund It Smartly

Old equipment rarely stops working without warning. More often, the signs appear gradually: repairs become more frequent, production slows, employees develop workarounds, and... Read More
Operations
June 19, 2026

When to Invest in Automation and How to Fund It

Automation continues to influence how businesses of all sizes and types operate. However, knowing when to invest in automation is an important part of using these tools to... Read More
Operations
May 14, 2026

Essential Documents Every Business Owner Needs for a Loan Application

Applying for a business loan involves more than just filling out an application. Lenders rely on detailed documentation to evaluate your financial health, assess risk, and... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.