The Morning Blend: How Are Rising Interest Rates Impacting Business?
We are feeling the pinch of inflation in our pocketbooks. We are also experiencing rapid increases in interest rates. Gerard Buccino, CEO of Centrust Bank, was featured today on Milwaukee TMJ4’s Morning Blend to explain what it all means.
Rising interest rates can mean higher returns on savings. That’s the good news: Rising interest rates mean that the money you’ve deposited is now eligible for higher returns. The bad news is the level to which those rates rise is left somewhat to the discretion of individual financial institutions. So, while you may see a higher return, there’s no guarantee you’ll see the highest possible rate out there.
Deposit management services can provide significant value. As a bank, Centrust can spread your business’s extra cash around to a network of other banks to get the best possible return. It’s a valuable addition to your overall cash management strategy, particularly when rates start to rise.
Contact us at Centrust Bank to learn more. We are here to help!
Money Management
January 15, 2026
Five Ways To Strengthen Your Financial Strategy
Centrust Bank, a division of SmartBiz Bank, N.A., offers more than basic banking products. Our accounts, cards, and digital tools can help business owners take a more...
Read More
Business Loans
January 08, 2026
The Small Business Loan Options Local Owners Should Know This Year
Small business loans are critical to a company’s growth. They may be used for a variety of purposes, including equipment or inventory purchases, expansion, and working...
Read More
Business Loans
December 24, 2025
What’s the Best Loan for My Business? A Quick Comparison
Owning your own business often feels like a dream come true. You work hard to keep growing your business by adding new inventory, modernizing your operations, or expanding to...
Read More
1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.
The Centrust Blog and other related communications from Centrust Bank, a division of SmartBiz Bank℠, are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.