SBA LOANS

Fuel Your Next Phase of Growth

Designed to help businesses access larger SBA funding faster.

What is the SBA 7(a) Growth Loan?

This is an SBA 7(a) loan designed for established small businesses that need $350,000 to $1,000,000 in funding, without long waits and mountains of paperwork.

Unlike traditional SBA loans, the SBA Growth Loan offers a streamlined process with pre-qualification in just 2–3 business days, guided by our team of SBA experts. It's a smart, simplified path to long-term growth, backed by the support of a full-service bank.

Benefits of the SBA 7(a) Growth Loan

Faster qualification: Pre-qualify in just 2–3 business days
Lower monthly payments: SBA terms up to 25 years make larger loans more affordable
Competitive, market-responsive rates: Rates may decrease as interest rates fall
Expert support: Dedicated SBA specialists guide you through the process, step by step
Streamlined process: Tech-enabled application reduces paperwork and delays

Built for small business success

Proceeds may be used for one or a combination of:

Real estate: Purchase or refinance commercial property
Debt consolidation: Refinance existing loans into one manageable payment
Expansion: Open a new location, remodel, or fund growth initiatives
Equipment: Acquire or upgrade essential machinery and technology
Partner buyout: Finance a transition with long-term repayment flexibility
Working capital: Free up cash flow to invest in day-to-day operations

sba loans

Ready to Upgrade Your Equipment?

Explore low-interest, long-term SBA financing to purchase machinery, technology, vehicles, or other essential business equipment. Whether you are replacing outdated tools or investing for growth, an SBA Growth Loan can help you move forward with affordable monthly payments.

Invest in new machinery
Expand your fleet
Upgrade technology
Replace old equipment

Why Choose Centrust?

At Centrust Bank, a division of SmartBiz Bank N.A., we know many business owners can’t afford to wait months for the financing they need.

That’s why we’ve built a faster, simpler SBA experience tailored to your growth.

With the confidence of an SBA-backed loan, the support of a full-service banking relationship, and the guidance of local experts who understand your market, Centrust helps make it easier to access the capital you need. Our proven track record of helping thousands of small businesses secure funding means you’ll have a trusted partner by your side who is committed to your long-term success