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Why Banking Local Matters for Your Small Business
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Business Loans
October 08, 2025

Managing Cash Flow for Seasonal Businesses: How You May Plan Ahead

Seasonal businesses are the lifeblood of many local economies—think landscapers, holiday retailers, construction companies, and summer tour operators. These businesses thrive... Read More
Business Loans
July 09, 2025

Smart Financing Tips for Independent Retailers Ready to Grow

Independent retailers are the backbone of vibrant local communities. Whether you run a boutique, a specialty shop, or a family-owned store, growth is often the goal once your... Read More
Business Loans
May 28, 2025

Business Loan Mistakes And How to Avoid Them

Securing a business loan may be a game‑changer, helping fuel expansion, smooth cash‑flow, or unlock new opportunities. Yet many owners stumble during the application process,... Read More
Business Loans
March 16, 2022

COVID EIDL Borrowers to Receive Additional Deferment on Loan Payments

Existing COVID Economic Injury Disaster Loan (EIDL) borrowers will receive an additional deferment of principal and interest payments for a total of 30 months... Read More
Business Loans
March 15, 2022

What’s harder than being an entrepreneur? Being a female entrepreneur seeking financing.

Being a female entrepreneur seeking financing. We’ve got 3 tips to help! Women’s History Month is a time to celebrate achievements women have made over the... Read More
Business Loans
February 10, 2022

Earned Income Retention Credit Available for Eligible Businesses

Dear Centrust Business Banking Customer, As you know and have experienced, the past 2 years has been a trying time to be a business owner. The challenges and the... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.