SAME DAY ACH PAYMENTS & ELECTRONIC DEBITS
We understand you have come to expect faster payments and information as a core component of good service. We always do our best to improve our offerings, so beginning Friday, September 15, certain electronic debits may now post to your account the same day the payments are made.
Electronic credits and debits (including checks that you issue which are processed as electronic debits), may be eligible for processing on the same day they are authorized by you. Payments you make may clear your account sooner than they have before. This change applies to all financial institutions and merchants/vendors offering Automated Clearing House (ACH) services and all account holders receiving ACH transactions. This can include payments made using your online bill pay service.
- Make sure that funds are available in your account before you make in-person, online or telephone payments to avoid incurring non-sufficient funds or overdraft fees.
- Checks should never be issued, nor payments scheduled, if there are insufficient funds to satisfy the payment.
- Pre-authorized (or recurring) electronic payments, such as a recurring mortgage or insurance payment, should not change. These payments will post to your account as designated by the transaction effective date.