Money Market Account
An interest bearing account which compounds daily on the available balance. You may make six withdrawals per month and the opening minimum balance is $100.
Business Money Market Account
An interest bearing account which compounds daily on the available balance. You may make six withdrawals per month and the opening minimum balance is $100.
Contact one of our personal bankers to discuss opening a money market account.
| Type of Account | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| Interest Bearing Checking Account | ||||
| Now Accounts | $50.00 | $0.00 | 0.10% | 0.10% |
| Preferred Checking | $50.00 | $0.00 | 0.10% | 0.10% |
| Money Market Account | ||||
| Balances between $0 and $999.99 | $100.00 | $0.00 | 0.149% | 0.15% |
| Balances between $1,000.00 and $9,999.99 | $1,000.00 | 0.149% | 0.15% |
|
| Balances between $10,000.00 and $49,999.99 | $10,000.00 | 0.199% | 0.20% |
|
| Balances between $50,000.00 and $99,999.99 | $50,000.00 | 0.299% | 0.30% |
|
| Balances between $100,000.00 and $499,999.00 | $100,000.00 | 0.499% | 0.50% |
|
| Balances over $500,000.00 | $500,000.00 | 0.849% | 0.85% |
|
| Business Money Market Account | ||||
| Balances between $0 and $24,999.99 | $100.00 | $0.00 | 0.149% | 0.15% |
| Balances between $25,000.00 and $49,999.99 | $25,000.00 | 0.199% | 0.20% |
|
| Balances between $50,000.00 and $99,999.99 | $50,000.00 | 0.299% | 0.30% |
|
| Balances between $100,000.00 and $499,999.99 | $100,000.00 | 0.499% | 0.50% |
|
| Balances over $500,000.00 | $500,000.00 | 0.849% | 0.85% |
|
| Statement Savings Account | ||||
| All Balances | $50.00 | $0.00 | .25% | .25% |
| Premier Savings Account | ||||
| All Balances | $50.00 | $0.00 | 0.25% | 0.25% |
| $10,000 | $10,000 | 1.85% | 1.85% | |
| Fixed Rate Certificates of Deposit / IRA's | ||||
| $500 minimum for personal CD's and | Balances less than $250,000.00 | Balances of $250,000 or more | ||
| $1,000 minimum for business CD's to open | Annual Percentage Yield | Annual Percentage Yield | ||
| Maturities Available | Standard | Standard | ||
| 30 days | .70% | .40% | ||
| 60 days | .75% | .40% | ||
| 90 days | .85% | .40% | ||
| 180 days | .95% | .75% | ||
| 12 month | 1.45% | 1.25% | ||
| 18 month | 1.45% | 1.25% | ||
| 24 month | 1.45% | 1.25% | ||
| 36 month | 1.50% | 1.25% | ||
| 48 month | 1.50% | 1.30% | ||
| 60 month | 1.55% | 1.50% | ||
| SPECIAL CDs | ||||
| 9 months | 1.80% APY | |||
| 14 months | 1.85% APY |