CenTrust is focused on meeting the needs of your business. As a community bank, our commercial lenders will listen to what you want, then determine your business financing. Whether you are looking to grow, move to a new location or add an additional piece of equipment, we have a loan product to fit your needs. We specialize in loans for small to mid-sized businesses. All of our lending decisions are made on site. We can approve, close and fund a loan quickly. We offer a full array of loan products for working capital, equipment purchases, real estate purchases and whatever else is needed to grow and keep your business prosperous.
- Lines of Credit
- Commercial Real Estate Acquisition or Refinance
- Term Loans
- Construction Lending
- Letters of Credit
- Equipment Loans
- Equipment Leasing
Commercial Lines of Credit: Designed to assist your business improve cash flow by utilizing your Accounts Receivable and inventory as collateral for a line of credit.
Commercial Real Estate Acquisition or Refinance: Are you currently leasing or renting an existing business location? Is that location not meeting the needs of your growing business? Do you need financing to either purchase, refinance or construct a new location? Our commercial real estate financing offers both fixed and variable rates with between 15-20 amortization.
Commercial Real Estate Construction Lending: Are you considering purchasing the land for your new business location and need the necessary construction financing to make the whole project complete? We specialize in construction financing and can work with you every step of the way. From concept to completion, we will help you make your new business headquarters a reality. The construction lines of credit allow you to purchase the land, then draw on a predetermined line of credit and make interest only payments until the project. Then the line of credit converts to a term loan at a fixed rate.
Equipment Financing: Are you currently leasing or renting equipment? Do you need financing to purchase equipment to keep your business growing? We can turn around a fast loan or lease for you to purchase the new equipment and have it in place in less than two weeks. In most cases new equipment can be financed with as little as 20% down.